BMW for Sale in New York

2014 BMW X1 AWD 4dr xDrive28i Offered by: Auto Gallery Online 2 — (973) 358-6119 — $13,895 Auto Gallery Online 2 Year: 2014 Make: BMW Model: X1 Series: AWD 4dr xDrive28i VIN: WBAVL1C56EVY23954 Stock #: Y239...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2017 BMW X3 xDrive28i Price: $32,995.00

2019 BMW X3 xDrive30i Sports Activity Vehicle Offered by: Auto Gallery Online 2 — (973) 358-6119 — $36,895 Auto Gallery Online 2 Year: 2019 Make: BMW Model: X3 Series: xDrive30i Sports Activity Vehicle VIN: 5UX...

European Masters address: 275 Northern Blvd, Great Neck NY, 11021 phone: ☎ (516) 986-3137 text: Text (516) 986-3137 for more details link: contact: /Mo. We finance all types of credits 2017 BMW 540I XDRIVE Vehicle Info S...

2013 BMW 328XI with 95K mostly highway miles Must see for BMW lovers All Wheel Drive Spotless mint condition Perfect engine and transmission Runs and drive smooth ***TECHNOLOGY PACKAGE NAVIGATION MOONROOF

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2018 BMW 3 Series 330i xDrive Price: $33,9...

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Call: (631) 699-2385 ☎ Used 2014 BMW 328i 4dr Sdn 328i xDrive AWD SULEV for sale offered by Capital Motor Group Mileage: 98,441 Asking Price: $15,995 Body Style: Sedan Transmission: Automatic Exterior Color: ...

Fare Condition inside and out . front end bumper damaged selling as is ... Car drives 100% Everything works Getting rid of it because I want to buy something newer

Call: (917) 636-4307 ☎ Used 2016 BMW M4 Base for sale offered by Queens Auto Mall Mileage: 46,369 Body Style: Coupe Transmission: 7-Speed Automatic Interior Color: Sakhir Orange/Black Exterior Color: Azurite ...

Please reach out to me for VIN and Car Fax report. Clean Title. Will be doing service before selling. No engine light. There are minor scratches, if you would like to see them, please feel free to ask.

2018 BMW M3 Competition Package , Speed Yellow , 6 Speed Manua Offered by: Brooklyn Auto Sales — (347) 507-2791 — $66,999 Brooklyn Auto Sales Year: 2018 Make: BMW Model: M3 Series: Competition Package , Speed Yello...

2015 BMW X5 AWD 4dr xDrive35i Offered by: DREAM CAR GALLERY - Bad Credit No Credit - 100% Approval — (516) 217-2070 — $23,995 The internet advertised price for this vehicle is a reflective after $1995 down @ 5.9% with excellent credit ...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

Rare Slicktop Pheonix Yellow Clean Title Various Maintenance Receipts Painted Carbon Fiber Csl Trunk Red DMG Hood Strut Brace Ox Blood Braum Reclining Seats Full Trunk Reinforcement With Upgraded Trunk Floor Panel Fro...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2018 BMW 5 Series M550i xDrive Price: $54,...

An excellent condition 2000 Bmw 528i that needs nothing but a new owner. Has 124k miles needs nothing. Just put brand new tires on it. I’m telling you come see it there’s nothing cleaner around! No spam... 4700 OBO

2006 BMW X5 all-wheel-drive spotless snow white finish no chips dents or scratches no rust like new black leather extra large moonroof heated seats and more 196K miles looks and runs new all books clean title in hand first 3995 takes it this vehic...

Call: (888) 242-9533 ☎ Used 2015 BMW 535i 535i xDrive AWD 4dr Sedan for sale offered by Kings Point Auto Mileage: 57,924 Body Style: Sedan Transmission: Automatic 8-Speed Interior Color: Black Exterior Color:...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2018 BMW M3 COMPETITION GRIGIO TELESTO 1 OF 211 WORLDWIDE 6 SP Offered by: Brooklyn Auto Sales — (347) 507-2791 — $64,999 Brooklyn Auto Sales Year: 2018 Make: BMW Model: M3 Series: COMPETITION GRIGIO TELESTO 1 OF 2...

2011 BMW 3 Series AWD, NAVIGATION, SUNROOF, HEATED SEATS, HARMAN/KARDEN Offered by: NY Auto Find — (631) 305-2533 — $12,985 Take a look at this 2011 Alpine White BMW 335i with Black Leather Interior, and 100,456 Miles! This vehicle com...

Call: (631) 865-5031 ☎ Used 2015 BMW X1 xDrive28i for sale offered by Long Island Motors Mileage: 71,497 Body Style: SUV Transmission: Automatic Interior Color: Black Exterior Color: BLACK Condition: Exc...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

I’m Selling My X6, In Great Condition And Drives Great, Selling Because I Bought A Different Vehicle And I Don’t Drive This No More... Hmu If You Have Any Questions About This. Clean Title In Hand NO TRADE No Low Ballers

European Masters address: 275 Northern Blvd, Great Neck NY, 11021 phone: ☎ (516) 986-3137 text: Text (516) 986-3137 for more details link: contact: /Mo. We finance all types of credits 2019 BMW 530E XDRIVE IPERFORMANCE Vehicle In...

Hello, Up for sale is my 2011 BMW M-Sport 550i xDrive. This car is a low mileage example with a little over 54k. This is a fast and luxurious high end BMW. Powered with a 4.4 L v8 Twin Turbo and makes about 400hp and 450 lb torque. This i...

2008 BMW 328xi 6 cylinder with 4wheel drive,sunroof, driveshaft, leather interior, am/fm with CD player low mileage, clean car fax and well taken care of. Only 55k miles on this car. Sporty and elegant and drives like a charm. Have kept up with oi...

2018 BMW 7 Series 740i xDrive Sedan Offered by: DREAM CAR GALLERY - Bad Credit No Credit - 100% Approval — (516) 217-2070 — $36,995 The internet advertised price excludes all other offers and discounts and does not include: (i)applicab...

2008 BMW 328i all wheel drive! Only 140k miles! No mechanical issues at all! No check engine or warning lights at all! This car run and drive new! New all four tires, Almost new brakes and rotors! Fully loaded Two original key...

2000 BMW 528I FOR SALE - GOOD DRIVEABLE CONDITION - NO ISSUES. COME SEE AND MAKE OFFER.

I AM LOCATED IN NEW JERSEY... 20 MIN FROM THE HOLLAND TUNNEL.....JUST HAS MINOR BODY DAMGES YOU SEE IN THE PHOTOS AND A CRACK WINDSHIELD.... THATS IT.....RUNS PERFECT..The car has a little over 185,000 miles on the dash BUT i just put a new motor ...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2007 BMW 328XI -Clean title -Fully loaded -128,000 Original Miles mostly highway miles -Zero Accidents CARFAX Provided upon request -All wheel drive -No issues at all -Garage Kept very clean car -power closing m...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2018 BMW X5 xDrive35i Price: $44,995.00

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2017 BMW X6 xDrive35i AWD 4dr SUV SUV Drive it home today. Call (Or Text) us now !! Call (or text) ☏ 718−206−4816 Liberty Autoland INC. 177-16C Liberty Ave, Jamaica, NY 11433 Or use the link below to view more information! Year ...

European Masters address: 275 Northern Blvd, Great Neck NY, 11021 phone: ☎ (516) 986-3137 text: Text (516) 986-3137 for more details link: contact: /Mo. We finance all types of credits 2017 BMW 530I XDRIVE Vehicle Info S...

2018 BMW 4 Series 440i xDrive Gran Coupe 469 Offered by: Luxury Motor Club — (516) 469-3701 — $469 M SPORT PACKAGE * BLIND SPOT ASSIST * HEADS-UP DISPLAY * HARMAN KARDON SOUND SYSTEM *BLUETOOTH * HEATED FRONT/REAR SEATS & STEERING ...

2017 BMW X6 xDrive35i Offered by: EVERYONE FINANCED!! PODEMOS FINANCIAR A CUALQUIERA! — (718) 831-6477 — $37,995 EVERYONE FINANCED!! PODEMOS FINANCIAR A CUALQUIERA! Year: 2017 Make: BMW Model: X6 Series: xDrive35i

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

Call: (917) 636-4307 ☎ Used 2016 BMW X5 xDrive35i for sale offered by Queens Auto Mall Mileage: 63,173 Body Style: SUV Transmission: 8-Speed Automatic Interior Color: Black Exterior Color: Carbon Black Metall...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2017 BMW X6 xDrive35i Offered by: EVERYONE FINANCED!! PODEMOS FINANCIAR A CUALQUIERA! — (718) 831-6477 — $37,995 EVERYONE FINANCED!! PODEMOS FINANCIAR A CUALQUIERA! Year: 2017 Make: BMW Model: X6 Series: xDrive35i

2015 BMW 4 Series 428i xDrive AWD 2dr Convertible Offered by: WE FINANCE ANY CREDIT! — (347) 934-6112 — Text (or call) for more info We have been in business for over 20 years...thousands of satisfied customers! We ONLY buy out-of-stat...

2013 BMW 5 Series 4dr Sdn 550i xDrive AWD - $16,900 Year: 2013 Make:BMW Model:5 Series Trim:4dr Sdn 550i xDrive AWD Mileage:102,700 Stock #:72258 VIN:WBAFU9C55DDY72258 Trans:Automatic Color:White Vehicle...

2018 BMW M3 Competition Java Green BMW Individual 1 OF 16 Offered by: Brooklyn Auto Sales — (347) 507-2791 — $67,999 Brooklyn Auto Sales Year: 2018 Make: BMW Model: M3 Series: Competition Java Green BMW Individual ...

Make me an offer!!! In great condition with detail Text or call 1(518)847-6545

2007 BMW 525I Great condation, need nothing. run like new. brand new tire.

2018 BMW 3 Series 340i xDrive Sedan South Africa 389 Offered by: Luxury Motor Club — (516) 469-3701 — $389 MSRP: $59,655 * M SPORT PKG * HARMAN KARDON SOUND SYSTEM * HEATED FRONT SEATS & STEERING WHEEL * NAVIGATION & BACKUP CAM...

BMW E46 M3 2005 Convertible Manual I have a beautiful BMW E46 M3 2005 the car is in super clean condition with only 43K miles. As you know it's pretty hard to find an E46 M3 with this low mileage. The car runs 100% with no check engine lights...

2005 bmw x5 with 150,000 miles. Everything works great. Bought it a year and half ago and my mother was driving it. Changed new battery, radiator, water pump, spark plugs, engine valve seal, brakes pads, ect... she no longer wants it because she w...

2017 BMW 5 Series 530i xDrive Sedan 369 Offered by: Luxury Motor Club — (516) 469-3701 — $369 MSRP: $63,220 * M SPORT PKG * PREMIUM PKG * HEATED FRONT/REAR SEATS & STEERING WHEEL * NAVIGATION & BACKUP CAMERA * HARMAN KARDON SUR...

The vehicle looks and runs like a new car... Over 100k hwy miles .. Take advantage of a very cheap price ....This is a smoke-free automobile. No damage on this vehicle..The engine on this vehicle is running properly.This vehicle has no known defec...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

Selling my 2007 Supercharged BMW M5. The motor has 64,000 miles. The reason I am parting away is because I have owned the car for about 5 years, and it’s time to move on. This is the cleanest 6 speed M5 you will find. Everything on this car has be...

BMW 3-Series. I really love my car! Its been very loyal, dependable and a joy to own! I am its second owner, moving for work and wanting to pass it on to another owner who appreciates a great classic look and collectibility in an everyday car ! En...

2015 BMW 5 Series 535i xDrive AWD 4dr Sedan Sedan Drive it home today. Call (Or Text) us now !! Call (or text) ☏ 718−206−4816 Liberty Autoland INC. 177-16C Liberty Ave, Jamaica, NY 11433 Or use the link below to view more information!

This BMW X3 can be yours today! If you have bad credit or no credit, we can help! Call us today at (267) 237-3028 ! 2011 BMW X3 xDrive28i Sport Utility 4D Price: $10,900.00 Year : 2011 Make: BMW Model: X3 Odometer: 9546...

2003 bmw 325i , 83000. miles fully loaded in very good condition, premium package, sport package, cold weather package, auto, rear wheel drive. New brakes, battery, oil and filter, and cooling system. Have maintenance records from 2010. Also comes...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2017 BMW 3 Series 330i xDrive Price: $26,9...

European Masters address: 275 Northern Blvd, Great Neck NY, 11021 phone: ☎ (516) 986-3137 text: Text (516) 986-3137 for more details link: contact: /Mo. We finance all types of credits 2016 BMW 528I XDRIVE Vehicle Info S...

2017 BMW X5 xDrive35i Sports Activity Vehicle 439 Offered by: Luxury Motor Club — (516) 469-3701 — $439 MSRP: $69,370 * 3RD ROW SEATING * PANORAMIC ROOF * PREMIUM PKG * DRIVING ASSISTANCE PLUS & PKG * NAVIGATION & SIE/TOP VIEW ...

2001 BMW X5 3.0i ( 148 123 mil) 3400$ 2001 BMW X5 3.0i 148 123 highway mileage. Vehicle is automatic, title is clean, runs and drive very good, no check engine light, no leaks, no problems at all, contact me for more information. Leather seats. ro...

2020 *BMW* *X3 M Competition* ** *SUV* 💥 1 OWNER 💣 CLEAN TITLE 💣 NO ACCIDENTS 💥 ☎ Call or TEXT Our Team @ (574) 307-8070. Vehicle Comments: 🚘 🚘 🚘 🚘 NATIONWIDE DOOR TO DOOR DELIVERY!!! 🚘 🚘 🚘 🚘 🚘 👌👌👌👌 7 DAYS INSPECT...

2006 BMW 325i Sedan. 182k miles, Auto, leather, sunroof, 3.0 liter 6 cylinder. Rear wheel drive. This car runs and drives but does need some TLC to be road ready again. This car is solid with minimal rust and super solid underneath. It sp...

2009 Green BMW 535i Xdrive Car Needs To Be Serviced But It Still Runs’ It Shakes A Little

Vehicle Notes 2008 BMW 328I WITH 149000 MILES IN A VERY GOOD CONDITION. IT RUNS AND DRIVES GREAT AND ALL MAINTENANCE IS UP TO DATE. PLEASE CALL RONY AT 917-559-7781. Vehicle Information Price: $5900.00 Mileage: 149000

I am selling my 2011 BMW X5 3.5 clean title the engine had’s a tapping noise may need a engine! runs & drives. show contact info

Call: (516) 856-1230 ☎ Used 2018 BMW 530i 530i xDrive for sale offered by Island Auto Mall Mileage: 52,811 Body Style: Sedan Transmission: Automatic Interior Color: Black Exterior Color: Carbon Black Metallic...

This is 4.8 xdrive V8 360 HP,360 Ft. of torque You never loos of power ,115,500 miles in perfect and clean condition inside and out, have technology package,Sport package,cold water package,heating seats and cooler seats ,Sport Seats because have ...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2020 BMW X7 xDrive40i Price: $67,945.00

European Masters address: 275 Northern Blvd, Great Neck NY, 11021 phone: ☎ (516) 986-3137 text: Text (516) 986-3137 for more details link: contact: /Mo. We finance all types of credits 2017 BMW 330I XDRIVE Vehicle Info S...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

X5. Have rescuers from bmw for brakes , rotors , valve cover gasket , spark plugs , ball joints. Full tune up was done. Car needs nothing. The body has marks here and there small dent on door. And bumper is scratched up. But engine / Tranny and ev...

Call: (888) 857-5834 ☎ Used 2018 BMW X5 xDrive35i for sale offered by Stream Auto Outlet Mileage: 47,235 Body Style: SUV Transmission: Automatic Interior Color: Black Exterior Color: Black Sapphire Metallic

Dealership Information 5 Star Auto LLC Primary 704-993-0180 Secondary 704-807-3193 Vehicle Information Year: 2016 Make: BMW Model: X6M VIN: 5YMKW8C50G0R43293 Mileage: 57,xxx Body Style: 4DR SUV Engi...

2014 BMW 3 Series 4dr Sdn 328i xDrive AWD SULEV Offered by: WE HAVE A BANK for EVERY SITUATION! — (718) 751-0541 — Text (or call) for price WE HAVE A BANK for EVERY SITUATION! Year: 2014 Make: BMW Model: 3 Series S...

2017 BMW 4 Series 440i xDrive Gran Coupe 399 Offered by: Luxury Motor Club — (516) 469-3701 — $399 MSRP: $58,095 : SPORTLINE PACKAGE * TECHNOLOGY PACKAGE * DRIVER ASSISTANCE PACKAGE * ACTIVE SUSPENSION * NAVIGATION & BACKUP CAMERA ...

Towne BMW Ask for: Jody Singer ☎ (716) 505-2100 x5462 8215 Main St. Williamsville, NY 14221 Enter this link to see more images plus all other inventory we have available: 2018 BMW 5 Series 530i xDrive Price: $42,9...

2016 BMW X3 AWD 4dr xDrive28i Offered by: Sunrise Autoland — (718) 737-9469 — $21,998 JUST ARRIVED IS THIS GORGEOUS 2016 BMW X3 WITH ONLY 51,265 MILES! THIS BEAUTY IS IN IMMACULATE CONDITION! IT STILL LOOKS, FEELS, AND DRIVES JUST LIKE...

2017 BMW X1 xDrive28i Sports Activity Vehicle Offered by: DREAM CAR GALLERY - Bad Credit No Credit - 100% Approval — (516) 217-2070 — $20,999 The internet advertised price for this vehicle is a reflective after $1995 down @ 5.9% with e...

Just reduced! $9999 For sale is my all highway miles 2011 BMW 335D. This car is absolutely LOADED and is an ABSOLUTE BEAST! The torque of a diesel is unmatched, it is very fast off the line, and automatic transmission. It goes on Auto...

2013 BMW 550i xDrive M Sport Package... Navigation*Rear View Camera*Sport/Luxury Seats*Xenon*Warranty* Dealer Info: Rochella's Auto Services Inc. 2590 Richmond Terrace Staten Island, NY 10303 Tel: 718-981-AUTO(28...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

This BMW X3 can be yours today! If you have bad credit or no credit, we can help! Call us today at (914) 266-9344 ! 2007 BMW X3 3.0si Sport Utility 4D Price: $7,995.00 Year : 2007 Make: BMW Model: X3 Odometer: 71036 mil...

LOW CREDIT OK /// BAD CREDIT?? OK TOO! All you need is proof of income and you will be 100% approved. You work for a company? provide 1 paycheck stub Are you self employed? provide 3 months bank statements THAT'S IT!!!!

2010 BMW X3 XDrive30i SPORT Seller's Price: $7999 Location: Monroe, NY Mileage: 132,247 (Highway miles) Transmission: 6-Speed Automatic Exterior Color: Gray Interior Color: Black Gas Mileage: 17 MPG City 24...

2014 BMW535i xDrive Gran Coupe ... Navigation*Rear View Camera*Sport/Luxury Seats*Xenon*Warranty* Dealer Info: Rochella's Auto Services Inc. 2590 Richmond Terrace Staten Island, NY 10303 Tel: 718-981-AUTO(2886) Tel: 64...

2017 BMW X5 xDrive35i Sports Activity Vehicle 439 Offered by: Luxury Motor Club — (516) 469-3701 — $439 MSRP: $60,845 * PANORAMIC ROOF * RUNNING BOARDS * NAVIGATION & BACKUP CAMERA * HEATED FRONT SEATS * APPLE CARPLAY * WIRELESS CH...

2006 BMW X3 3.0i AWD 4dr SUV Offered by: WE FINANCE ANY CREDIT! — (347) 934-6112 — Text (or call) for more info We have been in business for over 20 years...thousands of satisfied customers! ] We ONLY buy out-of-state vehicles...many O...

2013 BMW 3 Series 4dr Sdn 328i RWD MSport Offered by: Auto Gallery Online 2 — (973) 358-6119 — $11,895 Auto Gallery Online 2 Year: 2013 Make: BMW Model: 3 Series Series: 4dr Sdn 328i RWD MSport VIN: WBA3A5C57DF...

**CERTIFIED **WARRANTY **CLEAN CARFAX **CARFAX BUY BACK GUARANTEE **BEAUTIFUL COLOR COMBO **FULLY SERVICED AND DETAILED **FULLY LOADED **NAVIGATION **12 SERVICE RECORDS **KEY-LESS ENTRY **AWD **SUNROOF

AWD 2011 BMW XDRIVE 0 ISSUES LIKE NEW 917 CLEAN NYC TITLE IN HAND ONE OWNER VEHICLE 562 CLEAN CARFAX COMES WITH PURCHASE 1863 NO TRADES. SERIOUSLY INTERESTED COME CHECK HER OUT. ROCKLAND COUNTY NY LOCATION. LOW BALLERS GET BLOCKED. SEE THIS VEHICL...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2018 BMW X5 xDrive35i Sports Activity Vehicle Offered by: DREAM CAR GALLERY - Bad Credit No Credit - 100% Approval — (516) 217-2070 — $32,995 Welcome to Victory Dream Car Gallery! We offer a combined inventory of 500 Luxury pre-owned v...

Carvana is the safer way to buy a car During these uncertain times, Carvana is dedicated to ensuring safety for all of our customers. In addition to our 100% online shopping and selling experience that allows all customers to buy and t...

2013 BMW X6 M AWD 4dr Offered by: DREAM CAR GALLERY - Bad Credit No Credit - 100% Approval — (516) 217-2070 — $24,995 The internet advertised price for this vehicle is a reflective after $1995 down @ 5.9% with excellent credit (720+), ...